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Business Finance

South African entrepreneurs looking to finance their business ventures through traditional lending routes will often be frustrated and discouraged. Application and approval processes usually undergo long delays and lenders expect applicants to provide good credit and collateral. Even with all this in line, small businesses aren't necessarily guaranteed loans. Banks in South Africa aren't generally open to risks, many of them having dealt with a number of small business owners who've neglected to repay their loans in the past.

To help small business owners secure financing, several nonprofits and commercial businesses offer smaller loans at higher interest rates to businesses that have a hard time raising collateral. For those who can come up with some form of collateral, governmental organizations like Khula, will guarantee a portion of the business' bank loan (but not lend directly to the business) as long as the entrepreneur provides collateral for the remaining portion.

Recently, angel investments and venture capital funds have become more viable options for business owners seeking financing. Angel investors step in at the beginning phase of business development, often providing seed capital (smaller funding amounts) for the business to operate and grow. Venture capitalists are more likely to invest money once the business is established, providing greater monetary amounts in return for shares in the business, and sometimes a role in the company, usually at the board level. After a period of three to seven years, venture capitalists usually sell their shares, either to the original owner, or to another investor. Angel investors and venture capitalists normally expect a 10 to 30 percent return on their investment.

Entrepreneurs - Finance your business via our database of investors

Investors - Browse through business entrepreneurs looking for investment, such as seed capital or venture capital


Latest Investors

South Africa > Gauteng

R50,000 to R100,000

February 3, 2012

I am a businessman looking for products/projects that are ready to go to market but don't have the financial means to do so.

South Africa > Western Cape

R100,000 to R10,000,000

February 2, 2012

Investment group looking for innovative products and solutions to expand its portfolio of value add services for the local market.

South Africa > Western Cape

R0 to R1,000,000

February 1, 2012

I currently looking for a profitable business to invest on/hands on in other areas than food and beverage.

South Africa > Gauteng

R50,000 to R500,000

February 1, 2012

I am a succesful businessman looking for good investment opportunties. I have an MBA from UCT and UCLA and have had 18 years experience in technology and property related businesses. I have a signficant network both within South Africa and abroad and would like to bring these to an entreprenuer along with funding.

South Africa > Western Cape

R300,000 to R5,000,000

February 1, 2012

I am a registered accountant and regulated business broker operating in South Africa and also partner with associates in the UK. Our job is to facilitate the sale and purchase of business entities in those countries. We evaluate projects and businesses on behalf of investors and handle the purchase of shares in start up businesses or going concerns. If you are interested in using a fully regulated business broker to assist in the sale of your business or to access venture capital funds from our investors, I will gladly assist. We do charge a fee, payable by the seller, which ranges from 5% to 10% depending on the size of the transaction. Commission only gets paid on completed transactions. I can be contacted for preliminary discussions during working hours. Our investors will generally not look at businesses or projects that deliver less than 30% per annum return on investment.

Italy > San Donato Milanese (MI)

R0 to R500,000

January 31, 2012

I am currently employed as a Manager in the Oil and Gas Industry, with background in Quality Management Systems related to Engineering and Design, degree qualified in Business Management looking at investing as an individual and from a family trust. I would expect to be a silent partner; besides areas of interest I am especially interested in partnerships within Engineering related investment ventures. I do not exlude an active partnership with the right entrerpreneur.

South Africa > KwaZulu-Natal

R2,000 to R5,000

January 31, 2012

I AM 20 YEARS OLD AND I HAVE NO INVESTMENT EXPERIENCE BUT IM INTRESTED IN INVESTING BUSINESS AS A YOUNG PERSON WHO WANT TO BE SUCCESSFULL IN LIFE. I AM CURRENTLY DOING ELECTRICAL ENGINEERIND AT UMFOLOZI COLLEGE , I AM A PERSON WHO LIKE TO MAKE EXTRA MONEY FOR HIMSELF LIKE SELLING AND INVESTING IN SOME SMALL BUSINESSES HERE IN KWAZULUNATAL.

South Africa > Western Cape

R50,000 to R250,000

January 31, 2012

I am married living in Cape Town, South Africa. I have been a fund manager in the asset management industry for the past 15 years. I have been in other smaller venture capital business on consultancy basis which had a property-and-related bias. As part of this venture and my involvement in asset management, I have gained exposure to Islamic Finance and that is the focal point of my investment methodology. Coming from a corporate background, I was involved in all levels of management, and where necessary, will offer this expertise where required. The idea is to have limited involvement and expect the expertise to be already available in the business. The idea is to rather consult than totally hands-on.

South Africa > Gauteng

R100,000 to R500,000

January 30, 2012

I am currently employed as a consultant and as such in semi retirement. I have a background in metals and minerals geology and most recently marketing. I have equity investment portfolios but no business investment to date. I am looking at investing as an individual and from a family trust. I would expect to be a silent partner as long as well established business controls are in place. Besides areas of interest I am especially interested in partnerships in farming investment ventures where an investor partners with land owners and there is an agreed operating business plan put in place

India > Gandhidham

R2,000,000 to R4,000,000

January 28, 2012

I am a practicing Chartered Accountant. Our group specialises in the mining and plastic reprocessing industries.

South Africa > Gauteng

R1,000 to R20,000

January 27, 2012

I am young single professional looking to assist people to achieve their dreams by investing in them and being a silent partner depending on the venture. I have setup two businesses successfully in IT consulting and have subsequently pulled out of both for the thrill of a new challenge.

Nigeria > ILORIN

R10,000 to R50,000

January 26, 2012

I AM A FINANCIAL SERVICE PROVIDER AND ALSO INTO REAL ESTATE. I HAVE DEGREE IN ENGINEERING (ELECTRICAL ELECTRONICS ENGINEERING),I HAVE 8 YEARS POST GRADUATION EXPERIENCE ALL IN FINANCIAL INSTITUTION. I LIVE A QUIET LIFE AND LOVE MEETING PEOPLE

South Africa > Gauteng

R50,000 to R100,000

January 26, 2012

I am a young male with a Mechanical Engineering degree. I am a product manager for the biggest company in our industry in South Africa. I am looking to invest in a well established company that provides quick ROI's

South Africa > Eastern Cape

R10,000 to R100,000

January 25, 2012

I a 36 year old investor intersted in real estate investments with high yield

South Africa > Gauteng

R50,000 to R1,000,000

January 25, 2012

26 year old actuary working for a life insurance company in johannesburg. I have been involved in businesses in both the mining and agricultural sectors. My family runs successful private health businesses. I would take on a hands-on or advisory role.

South Africa > Gauteng

R10,000 to R500,000

January 25, 2012

Have cash available

South Africa > Gauteng

R2,000,000 to R20,000,000

January 24, 2012

32 year old married Venture Capitalist based in Johannesburg South Africa. I hold investments in a string of ventures notably in the green energy sector. I hold a Bcom.Hons in Finance and Investments and have experience in Mergers and Acquisitions, Strategy, business rescue and corporate governance. I am individual investor with a hands on/advisory approach but would accomodate a silent investment.

South Africa > Gauteng

R50,000 to R1,000,000

January 23, 2012

39 years old, married. IT-manager. Wants to be hands-on

South Africa > Eastern Cape

R1,000,000 to R50,000,000

January 23, 2012

Buzz Friday aged 52 commuting between Gauteng and Eastern Cape South Africa. Executive Director of a Business Brokerage and also a shareholding in IT Companies. Extensive Marketing, Financial and Tax experience. Specialise in Business Strategy and Capital Raising. Can be hands on (operations) or perform an advisory role. Individual Investor or group investor

South Africa > Gauteng

R1,000 to R500,000

January 23, 2012

I am an individual investor looking to be involved in dynamic and exiting business opportunity. I have a passion for entrepreneurs but don’t have the time needed to dedicate myself to starting a business. I am looking for a silent involvement in the business venture either startup or as a going concern. I am interested in taking an equity stake in the business as well as a debt stake depending on the requirements of the company. I currently am employed with a large South African based bank. I have a B.com in economics and accounting with honours in economics. I am currently in the process of completing my M.com in Finance.



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